Refund Policy article for UID Bank, suitable for use on your website or official documents 👇

🏦 UID Bank Refund Policy

At UID Bank, customer satisfaction and trust are our highest priorities. We strive to ensure every transaction is processed smoothly and transparently. However, in certain circumstances, customers may request a refund. This Refund Policy explains how UID Bank handles refund requests, eligibility criteria, and the process to ensure fair and timely resolution.

---

🔹 1. Eligibility for Refunds

Refunds are applicable only in the following cases:

• Duplicate or excess payment made to UID Bank.

• Technical or system error during transaction processing.

• Unauthorized or incorrect deduction from the customer’s account.

• Canceled transactions due to failed services or network issues.

Refunds will not be provided for:

• Transactions completed successfully as per customer authorization.

• Any loss or charge due to third-party service providers outside UID Bank’s control.

• Change of mind or voluntary cancellation after service completion.

---

🔹 2. Refund Request Procedure

To request a refund, customers must:

1. Submit a Refund Request Form available on the UID Bank website or mobile app.

2. Provide proof of payment (transaction ID, reference number, or receipt).

3. Attach a valid ID proof and registered UID Bank account details.

4. Mention the reason for the refund clearly and accurately.

Refund requests can also be sent via official email to support@uidbank.in or by visiting the nearest UID Bank branch.

---

🔹 3. Refund Processing Time

• All eligible refund requests are reviewed within 3 to 5 business days.

• Once verified, the refund will be credited to the original source of payment within 7 to 10 business days, depending on your bank or payment gateway.

• In case of delays, UID Bank will notify the customer through SMS or email.

---

🔹 4. Mode of Refund

Refunds are processed through the same payment mode used during the original transaction, such as:

• UPI

• Debit/Credit Card

• Net Banking

• Account Transfer

UID Bank does not issue cash refunds under any circumstances.

---

🔹 5. Dispute Resolution

If a customer disagrees with a refund decision, they may contact the Grievance Redressal Officer via:

• Email: grievance@uidbank.in

• Phone: +91-7667809836

• Address: UID Bank Headquarters, Ramgarh, Jharkhand, India

The grievance will be resolved within 15 working days of receiving the complaint.

---

🔹 6. Policy Updates

UID Bank reserves the right to modify or update this refund policy at any time without prior notice. All changes will be published on the official UID Bank website. Customers are advised to check this page regularly for updates.

---

✅ Note:

UID Bank is committed to maintaining transparency, fairness, and security in all financial dealings. Our refund process ensures every legitimate claim is handled responsibly and promptly.

---

Would you like me to create a Hindi version of this refund policy too (for your website or printed notice board)?

Sangita kumari [ UID04S01 ] , Latehar - JH

🌟 Miss Sangita Kumari: A Rising Star from Latehar 🌟

---

From the lush green landscapes and serene villages of Latehar district, Jharkhand, emerges the inspiring journey of Miss Sangita Kumari, a young woman whose determination and vision reflect the dreams of modern India.

Sangita has always believed that success comes not only from hard work but also from making the right choices at the right time. With her roots grounded in the cultural richness of Latehar, she carries forward the values of honesty, simplicity, and dedication while embracing the opportunities of today’s fast-paced world.

Her association with UID Bank is one such wise step. As an account holder, she has chosen a financial partner that mirrors her goals—secure, reliable, and future-driven. UID Bank has not just been a place for transactions, but a companion in her financial journey, helping her plan, save, and dream bigger.

Beyond banking, Sangita is a symbol of empowered youth from rural India. She aspires to uplift her community by encouraging financial awareness among women and youth, proving that financial independence is the first step toward true freedom.

With her vision, Sangita Kumari represents a generation that blends tradition with progress, rural roots with global dreams, and simplicity with ambition. She stands as an inspiration, not only to the people of Latehar but to anyone who believes that determination can light up even the remotest corners of the country.

📘 View Passbook 💳 View Passbook

---

✨ UID Bank is proud to walk hand-in-hand with achievers like Sangita Kumari, because every account here is more than just a number—it’s a story of dreams, growth, and possibilities.

UID Bank digital passbook ( Demo )

____________________________________________________________________________________________

• UID Bank account holder's Name  :  Sangita Kumari 
• Nominee  Details                               : sandhya kumari
• Relationship                                       : Sister 
• Occupation                                         :  Agricultur 

____________________________________________________________________________________________

• Designation                                        : UID Newbie 
• Unique ID Number                            : UID04S01 
• Residential State                              : Jharkhand       
• A/C open Dt.                                       : 14/09/2025

____________________________________________________________________________________________

🟠 0 Rs/-

⚪ 0 FD

🟢 0 Rs/-

🏦 0 Rs/-

🏛 0 Rs/- 

____________________________________________________________________________________________

 SN   Date  Amt. withdrawn   Amt. Deposited    Bonus/extra 

____________________________________________________________________________________________ 

1. 14/09/2025             0.00           0.00       0.00
2. 15/09/2025             0.00           0.00       0.00
3. 16/09/2025             0.00           0.00       0.00
4. 17/09/2025             0.00           0.00       0.00
5. 18/09/2025             0.00           0.00       0.00
6. 19/09/2025             0.00           0.00       0.00
7. 20/09/2025             0.00           0.00       0.00
8. 21/09/2025             0.00           0.00       0.00

          Total Return :             00.00

____________________________________________________________________________________________

Get started with UID 

  Powered by UID  |Terms of use|Privacy policy|

Not getting a job means that life has given you an opportunity to become a boss. Start where you are. Use what you have. Do what you can.|Believe you can and you're halfway there.|Do something today that your future self will thank you for." @2025uttam India Development

Rajendra Bediya [ UID07R01 ] , Ramgarh - JH

Mr. Rajendra Bediya – An Experienced Excavator Operator and Proud Account Holder of UID Bank

---

From the coal-rich lands of Ramgarh district, Jharkhand, rises the story of a hardworking man who has carved his journey with determination and skill – Mr. Rajendra Bediya. Known for his expertise as an excavator operator, Rajendra has not only contributed to the development of infrastructure projects but has also set an example of discipline and dedication for others around him.

With years of hands-on experience in handling heavy machinery, Rajendra has become a trusted professional in his field. Excavators are machines that demand both technical knowledge and steady focus, and Rajendra has mastered both. Whether it’s mining work, land development, or construction projects, his ability to operate with precision and responsibility makes him stand out among his peers.

What makes his story even more inspiring is his connection with UID Bank. As a proud account holder, Rajendra believes that the bank has become his true financial companion. Through UID Bank’s customer-friendly services, he enjoys secure transactions, easy savings management, and reliable banking support – a perfect partner for someone who values both his hard-earned money and his family’s future.

Rajendra’s life reflects the spirit of Jharkhand – strong, rooted, and progressive. Just like the land he belongs to, he continues to build, create, and move forward with resilience. His work in the excavation field contributes directly to the growth of industries and infrastructure, while his association with UID Bank showcases his trust in modern financial systems.

For young workers in Ramgarh and beyond, Mr. Rajendra Bediya’s story is a reminder that skill, dedication, and the right financial partner can lead to both professional success and personal stability.

UID Bank digital passbook 

____________________________________________________________________________________________

• UID Bank account holder's Name  : Mr. Rajendra Bediya 
• Nominee  Details                               : yashmati kumari
• Relationship                                       : wife 
• Occupation                                         : excavator operator + Agricultur 

____________________________________________________________________________________________

• Designation                                        : UID Newbie 
• Unique ID Number                          : UID07R01 
• Residential State                              : JH         
• A/C open Dt.                                       : 10/09/2025

____________________________________________________________________________________________

🟠 0 Rs/-

⚪ 0 pmt.

🟢 0 Rs/-

🏦 0 Rs/-

🏛 0 Rs/- 

____________________________________________________________________________________________

 SN   Date  Amt. withdrawn   Amt. Deposited    Bonus/extra 

____________________________________________________________________________________________

1. 10/09/2025            0.00           0.00       0.00
2. 11/09/2025            0.00           0.00       0.00
3. 12/09/2025            0.00           0.00       0.00
4. 13/09/2025            0.00           0.00       0.00
5. 14/09/2025           0.00           0.00       0.00 
6. 15/09/2025           0.00           0.00       0.00
7. 16/09/2025           0.00           0.00       0.00

          Total Return :             00.00

____________________________________________________________________________________________

Get started with UID 

  Powered by UID  |Terms of use|Privacy policy|

Not getting a job means that life has given you an opportunity to become a boss. Start where you are. Use what you have. Do what you can.|Believe you can and you're halfway there.|Do something today that your future self will thank you for." @2025uttam India Development  

Kiran yadav [ UID01K01 ] anuppur , Madhya Pradesh

🌸 Kiran Yadav – A Proud Account Holder of UID Bank

---

New A/C Holder 

In the heart of Anuppur district, Madhya Pradesh, lives a young and ambitious girl – Kiran Yadav, who is not just shaping her dreams but also inspiring her community through her financial wisdom.

Kiran grew up in a small town where opportunities often seemed limited, but her determination always kept her moving forward. Like many families in rural India, financial planning and banking were once distant concepts. But when she discovered UID Bank, her perspective on savings and growth completely changed.

💠 Trust in UID Bank

Kiran chose UID Bank because it wasn’t just a place to deposit money – it was a partner in her financial journey. With secure deposits, transparent services, and customer-first facilities, UID Bank quickly became her trusted companion.

She proudly says, “UID Bank ne mujhe sirf ek account nahi diya, balki mere sapno ko sajane ka zariya bhi ban gaya.”
(UID Bank didn’t just give me an account, it became a way to shape my dreams.)

🌱 Building a Bright Future

As an account holder, Kiran has actively explored savings schemes, fixed deposits, and digital banking services. With UID Bank’s modern tools, she doesn’t just save—she invests wisely for her future.

Her journey reflects how banking empowerment can uplift women in semi-urban and rural regions, giving them confidence to manage their finances independently.

🌟 Inspiration for Others

Kiran Yadav’s story is not just about one account—it’s about the power of financial inclusion. In Anuppur, many young women now look up to her as an example of how trusting the right bank can bring security, growth, and hope.

UID Bank celebrates account holders like Kiran, who prove that dreams can flourish anywhere—with the right support and determination.

UID Bank digital passbook 

____________________________________________________________________________________________

• UID Bank account holder's Name  :  Kiran Yadav 
• Nominee  Details                               : Ramdas yadav
• Relationship                                       : Father 
• Occupation                                         : 

____________________________________________________________________________________________

• Designation                                        : UID Newbie 
• Unique ID Number                            : UID01K01
• Residential State                              : MP ( Madhya Pradesh )       
• A/C open Dt.                                       : 05/09/2025

____________________________________________________________________________________________

🟠 0 Rs/-

⚪ 0 FD

🟢 0 Rs/-

🏦 0 Rs/-

🏛 0 Rs/- 

____________________________________________________________________________________________

 SN   Date  Amt. withdrawn   Amt. Deposited    Bonus/extra 

____________________________________________________________________________________________ 

1. 05/09/2025             0.00           0.00       0.00
2. 06/09/2025             0.00           0.00       0.00
3. 07/09/2025             0.00           0.00       0.00
4. 08/09/2025             0.00           0.00       0.00
5. 09/09/2025             0.00           0.00       0.00
6. 10/09/2025             0.00           0.00       0.00
7. 11/09/2025             0.00           0.00       0.00

          Total Return :             00.00

____________________________________________________________________________________________

Get started with UID 

  Powered by UID  |Terms of use|Privacy policy|

Not getting a job means that life has given you an opportunity to become a boss. Start where you are. Use what you have. Do what you can.|Believe you can and you're halfway there.|Do something today that your future self will thank you for." @2025uttam India Development   

Mukesh Bediya [ UID04M01 ] Ramgarh, JH

 Mr. Mukesh Bediya – A Proud Member of UID Bank from Ramgarh, Jharkhand

---

In the heartland of Jharkhand, nestled among the coal mines and rich greenery of Ramgarh district, lives an inspiring individual who represents the spirit of progress and trust – Mr. Mukesh Bediya, a proud account holder of UID Bank.

Mr. Bediya, a hardworking and visionary resident of Ramgarh, has always believed in secure savings and smart financial planning. When he opened his account with UID Bank, he wasn’t just looking for a place to deposit his money—he was seeking a banking partner that truly understands the needs of people from small towns and rural areas.

From day one, UID Bank proved to be more than just a financial institution. With user-friendly services, transparent processes, and a strong commitment to customer satisfaction, Mr. Bediya found a new level of convenience and financial empowerment. Whether it's the ease of digital transactions, access to fixed deposit benefits, or the personalized customer support, UID Bank has transformed the way he manages his finances.

                   《《《《《《《  Top 10 financial education books  》》》》》》》

Today, Mr. Mukesh Bediya is not just an account holder – he is a testament to the growing confidence that people from rural India place in UID Bank. His trust in the bank showcases how UID Bank is bridging the gap between traditional banking and modern financial needs, bringing prosperity to every corner of the country.

As Ramgarh continues to grow and evolve, Mr. Bediya stands as an example of progress powered by trust, savings, and financial independence—values that UID Bank proudly upholds.

UID Bank – Banking with Trust, Growing with You.

UID Bank digital passbook 

____________________________________________________________________________________________

• UID Bank account holder's Name  : Mr. Mukesh Bediya 
• Nominee  Details                               : Rajendra Bediya
• Relationship                                       : younger Brother 
• Occupation                                         : Agricultur

____________________________________________________________________________________________

• Designation                                        : UID Newbie 
• Unique ID Number                          : UID04M01
• Residential State                              : JH         
• A/C open Dt.                                       : 6/08/2025

____________________________________________________________________________________________

🟠 0 Rs/-

⚪ 0 pmt.

🟢 0 Rs/-

🏦 0 Rs/-

🏛 0 Rs/- 

____________________________________________________________________________________________

 SN   Date  Amt. withdrawn   Amt. Deposited    Bonus/extra 

____________________________________________________________________________________________

1. 6/08/2025             0.00           0.00       0.00
2. 7/08/2025             0.00           0.00       0.00
3. 8/08/2025             0.00           0.00       0.00
4. 9/08/2025             0.00           0.00       0.00
5. 10/08/2025           0.00           0.00       0.00 
6. 11/08/2025           0.00           0.00       0.00
7. 12/08/2025           0.00           0.00       0.00

          Total Return :             00.00

____________________________________________________________________________________________

Get started with UID 

  Powered by UID  |Terms of use|Privacy policy|

Not getting a job means that life has given you an opportunity to become a boss. Start where you are. Use what you have. Do what you can.|Believe you can and you're halfway there.|Do something today that your future self will thank you for." @2025uttam India Development  

Sangita kumari [ UID01S01 ] Ranchi , JH

🌟 Empowered by Dreams: The Story of Miss Sangita Kumari, UID Bank Account Holder from Ramgarh, Jharkhand 🌟

---

                 

In the quiet heartland of Ranchi district, Jharkhand, where tradition meets transformation, lives a young woman whose journey reflects the dreams of a new India — Miss Sangita Kumari, a proud account holder of UID Bank.

Sangita is not just a name, but a symbol of resilience, aspirations, and financial empowerment. Born and raised in a humble family, she always believed in the power of self-reliance. Her journey towards economic independence began when she stepped into the world of banking through UID Bank, a financial institution committed to reaching the last mile.

                            

                           《《《《《《《  Top 10 financial education books  》》》》》》》  

By opening her account with UID Bank, Sangita unlocked not just a passbook, but a portal to opportunities. With access to modern banking facilities, digital payments, and savings schemes tailored for rural and semi-urban citizens, she has taken charge of her finances like never before. Her smile now carries the quiet confidence of someone who understands the value of every rupee saved and every goal achieved.

Whether it's managing household expenses, saving for further education, or dreaming of starting her own small business, Sangita stands as a proud example of how UID Bank is transforming lives — one account at a time.

In her own words :  "UID Bank ने मुझे आत्मनिर्भर बनने का मौका दिया है। 
(UID Bank has given me the opportunity to become self-reliant. Now I’m ready to fulfill my dreams.)

As UID Bank continues to expand its footprint across the country, stories like Sangita’s inspire many more to believe in themselves, take charge of their future, and step confidently into the world of financial freedom.

UID Bank digital passbook 

____________________________________________________________________________________________

• UID Bank account holder's Name  : Miss. Sangita kumari 
• Nominee  Details                               : Deepak Bediya
• Relationship                                       : Brother 
• Occupation                                         : Agricultur

____________________________________________________________________________________________

• Designation                                        : UID Newbie 
• Unique ID Number                           : UID01S01
• Residential State                              : JH         
• A/C open Dt.                                       : 26/07/2025

____________________________________________________________________________________________

🟠 0 Rs/-

⚪ 0 pmt.

🟢 0 Rs/-

🏦 0 Rs/-

🏛 0 Rs/- 

____________________________________________________________________________________________

 SN   Date  Amt. withdrawn   Amt. Deposited    Bonus/extra 

____________________________________________________________________________________________

1. 26/07/2025             0.00           0.00       0.00
2. 27/07/2025             0.00           0.00       0.00
3. 28/07/2025             0.00           0.00       0.00
4. 29/07/2025             0.00           0.00       0.00
5. 30/07/2025             0.00           0.00       0.00 
6. 31/07/2025             0.00           0.00       0.00
7. 01/08/2025             0.00           0.00       0.00

          Total Return :             00.00

____________________________________________________________________________________________

Get started with UID 

  Powered by UID  |Terms of use|Privacy policy|

Not getting a job means that life has given you an opportunity to become a boss. Start where you are. Use what you have. Do what you can.|Believe you can and you're halfway there.|Do something today that your future self will thank you for." @2025uttam India Development  

Pinki Devi [ UID03P01 ] Ramgarh, JH

 UID Bank: A Trusted Partner in Empowering Rural Women Economically

                                              

In many rural regions of India, where banking still feels distant for countless women, UID Bank has emerged as a beacon of hope. More than just a financial institution, UID Bank is on a mission — “to bring banking to every village and every woman.”

Women from remote areas, like Mrs. Pinki Devi from Ramgarh, Jharkhand, are becoming financially self-reliant through UID Bank. With its easy account opening process, digital transaction training, and special schemes for women, UID Bank is helping connect rural women to the mainstream economy.

What sets UID Bank apart is its commitment to serving not just urban, but deep rural areas. Through local branches, mobile banking vans, and community banking agents, UID Bank is reaching the doorsteps of women who once saw banking as something out of reach.

                        《《《《《《《  Top 10 financial education books  》》》》》》》  

Today, women are not just operating bank accounts, but also saving for their children’s education, healthcare, and even investing in small businesses. The freedom and confidence provided by UID Bank are encouraging them to take charge of their financial future — one step at a time.

At the heart of this transformation lies trust, simplicity, and dedication. UID Bank is proving that banking is not just about transactions — it is a powerful tool for social change and empowerment.

UID Bank digital passbook 

____________________________________________________________________________________________

• UID Bank account holder's Name  : Mrs. Pinki Devi
• Nominee  Details                               : suchita kumari
• Relationship                                       : Daughter 
• Occupation                                         : Agricultur

____________________________________________________________________________________________

• Designation                                        : UID Newbie 
• Unique ID Number                            : UID03P01
• Residential State                              : JH         
• A/C open Dt.                                       : 25/07/2025

____________________________________________________________________________________________

🟠 0 Rs/-

⚪ 0 Rs/- 

🟢 764 Rs/-

🏦 30200 Rs/-

🏛 30959Rs/- 

____________________________________________________________________________________________

 SN   Date  Amt. withdrawn   Amt. Deposited    Bonus/extra 

____________________________________________________________________________________________

1. 25/07/2025             0.00           0.00       0.00
2. 26/07/2025             0.00          4700       251
3. 14/08/2025             0.00           0.00       2.00
4. 03/09/2025             0.00          5000       0.00
5. 16/09/2025             0.00          20500     500 
6. 29/09/2025             0.00           0.00       6
7. 30/09/2025             0.00           0.00       0.00

          Total Return :             30959.00

____________________________________________________________________________________________

Get started with UID 

  Powered by UID  |Terms of use|Privacy policy|

Not getting a job means that life has given you an opportunity to become a boss. Start where you are. Use what you have. Do what you can.|Believe you can and you're halfway there.|Do something today that your future self will thank you for." @2025uttam India Development