“Terms and Conditions of UID Bank”

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UID Bank – Terms and Conditions

Welcome to UID Bank.
These Terms and Conditions (“Terms”) govern your use of UID Bank’s website, mobile application, and all banking products or services provided by UID Bank. By accessing or using our services, you agree to comply with and be bound by these Terms. Please read them carefully before using any of our services.

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1. Acceptance of Terms

By opening an account or using any service of UID Bank, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. UID Bank reserves the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on our website.

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2. Eligibility

To open an account or use UID Bank’s services:

• You must be a resident of India or a person authorized under applicable laws.

• You must be at least 18 years of age.

• You must provide valid identification documents and complete KYC (Know Your Customer) verification as per RBI norms.

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3. Account Usage

• You are responsible for maintaining the confidentiality of your account information, including your password and login details.

• UID Bank will not be liable for any unauthorized access to your account due to your negligence or sharing of login credentials.

• The account should not be used for illegal, fraudulent, or prohibited activities. Any misuse may lead to suspension or termination of the account.

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4. Transactions and Payments

• All deposits, withdrawals, and transfers made through UID Bank must comply with applicable banking laws.

• UID Bank reserves the right to review, delay, or cancel any transaction that appears suspicious or violates the law.

• Fees, charges, and interest rates applicable to specific products will be disclosed on our website or communicated to you through official channels.

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5. Privacy and Data Protection

• UID Bank values your privacy and ensures that your personal and financial information is protected.

• Your data will be collected and used only in accordance with our Privacy Policy.

• UID Bank will never share your confidential information with unauthorized third parties without your consent, except where required by law.

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6. Electronic Communication

By using UID Bank’s services, you consent to receive communication from us electronically — through SMS, email, mobile notifications, or our website.
All communications sent electronically are considered legally binding.

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7. Service Availability

• UID Bank strives to ensure continuous availability of its online and offline services.

• However, services may be temporarily unavailable due to maintenance, technical issues, or unforeseen events. UID Bank will not be liable for any loss arising from such interruptions.

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8. Liability Disclaimer

• UID Bank shall not be responsible for any direct or indirect losses resulting from your use of or inability to use our services.

• You agree that you use UID Bank’s services at your own risk and responsibility.

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9. Account Suspension or Termination

UID Bank reserves the right to suspend or terminate your account if:

• You violate any of these Terms and Conditions.

• You provide false or misleading information.

• You engage in activities deemed unlawful or harmful to UID Bank or its customers.

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10. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India.
All disputes shall be subject to the exclusive jurisdiction of the courts in Jharkhand, India.

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11. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:
📧 support@uidbank.in
🌐 www.uidbank.in

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Disclaimer: UID Bank reserves the right to modify, update, or replace these Terms and Conditions at any time. Please review them regularly to stay informed.

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